Privacy Policy

Privacy Policy for SavvyFinance.net
Last updated: 14/10/2025

This Privacy Policy describes how SavvyFinance.net (we, us, our) collects, uses, protects, and discloses your information when you visit or use our website (the “Services”). It also covers special notices and rights for California residents, EEA/UK residents, certain U.S. states, and Canada.

By using our Services, you agree to this Privacy Policy. If you disagree, please do not use the Services.

2. Information We Collect

We collect information you provide to us and information collected automatically.

2.1 Information You Provide / Submit

  • Name, email address (e.g. when you contact us)
  • Any information in messages you send us
  • Data submitted via forms, newsletters, comments

2.2 Information Collected Automatically

  • IP address
  • Browser type & version
  • Operating system
  • Page requests, clicks, time spent
  • Referring URL, browsing patterns
  • Cookies, tracking technologies, analytics

2.3 Information from Third Parties

  • When using third-party services, APIs, affiliate platforms
  • Advertising networks, analytics providers
  • Public databases or publicly available sources

3. Use of Information

We use collected information for:

  • Operating, maintaining, and improving the website
  • Delivering content, ads, and personalized user experience
  • Communication (responding to your requests or feedback)
  • Analytics and understanding usage
  • Enforcing rights, security, fraud prevention
  • Affiliate marketing and monetization (commission tracking)

4. Sharing & Disclosure of Information

We may share your information with:

  • Service providers and vendors (hosting, analytics, email, etc.)
  • Advertising and affiliate networks
  • Legal or regulatory authorities when required by law
  • Successors in case of merger, acquisition, sale
  • Third parties if you click affiliate links or interact with their services

5. Cookies & Tracking Technologies

We and third parties use cookies, web beacons, scripts, and similar technologies to:

  • Enable site functionality
  • Monitor site performance
  • Deliver targeted advertising
  • Analyze user behavior

You can disable cookies via your browser settings. However, some parts of the site may not function properly if cookies are disabled.

6. Legal Basis & Consent (for EEA / UK)

If you are in the EEA/UK, the legal bases for processing your personal data include:

  • Your consent
  • Legitimate interests (e.g. improving site, analytics)
  • Performance of a contract (if applicable)
  • Compliance with legal obligations

You have the right to withdraw consent at any time, subject to legal or contractual restrictions.

7. Special Notices & Rights

7.1 California Residents (CCPA / CPRA Notice at Collection & Privacy Notice)
If you are a California resident, you have the following rights:

  • Right to know / access information collected
  • Right to deletion of your personal information
  • Right to opt-out of sale or sharing of your personal information
  • Right to non-discrimination for exercising these rights

We provide a “Do Not Sell or Share My Personal Information” link where you can submit opt-out requests.

Notice at Collection (California)
At the time we collect information, we will inform California residents of the categories of information collected and the purpose.

7.2 U.S. State Privacy Supplement
For residents of: Colorado, Connecticut, Delaware, Iowa, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Tennessee, Texas, Utah, Virginia — you may have additional rights such as:

  • Right to know, correct, delete
  • Right to opt-out of certain processing
  • Those rights are subject to specific conditions and limitations

7.3 EEA / UK Privacy Rights
If you’re in the EEA/UK, you have rights such as:

  • Access, correction, deletion
  • Restriction of processing
  • Object to processing
  • Data portability
  • Withdraw consent, if applicable
  • Lodge complaint with a data protection authority

7.4 Canada Privacy Notice
If you reside in Canada, you have rights under Canadian privacy law (e.g. PIPEDA) to access and correct your personal data. We only process in accordance with applicable laws.

8. Data Retention

We retain personal information only as long as necessary to fulfill the described purposes, or as required by law. When no longer needed, we will delete or anonymize it.

9. Security

We implement reasonable technical and organizational measures to protect personal information from unauthorized access, alteration, disclosure, or destruction. But no method is 100% secure.

10. International Data Transfers

Your information may be transferred to, and processed in, countries outside your country of residence. We ensure appropriate safeguards (e.g. standard contractual clauses) for transfers from EEA/UK, where applicable.

11. Children’s Privacy

Our Services are not directed to individuals under 16 (or under the age required by local law). We do not knowingly collect personal data from children. If we learn we have done so, we will delete the information.

12. Updates & Changes

We may modify this Privacy Policy over time. The “Last updated” date will reflect the change. We encourage you to review the policy periodically.

13. Contact Information

For any questions about this Privacy Policy or to exercise your rights, contact us:

Email: hello@savvyfinance.net

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