Last Updated: October 14, 2025
Welcome to SavvyFinance.net (“Savvy Finance”, “we”, “us”, or “our”). These Terms and Conditions of Use (the “Terms”) govern your access to and use of our website located at https://savvyfinance.net, including any subdomains, mobile versions, and related services (collectively, the “Website”).
By accessing or using this Website, you agree to be bound by these Terms and our [Privacy Policy], [Cookie Policy], and [Affiliate Disclosure], which are incorporated herein by reference.
If you do not agree to these Terms, please do not use the Website.
1. Ownership and Proprietary Rights
All content available on SavvyFinance.net—including text, graphics, code, design, data compilations, images, videos, articles, and other materials—is owned by or licensed to Savvy Finance and protected by copyright, trademark, and other applicable laws.
You may access and view the Website and print or download content for personal, non-commercial use only, provided you keep all copyright and proprietary notices intact.
2. Limited License
Savvy Finance grants you a limited, revocable, non-exclusive, non-transferable license to use the Website for informational and personal purposes only. You may not use the Website or any content for any commercial purpose without our prior written consent.
3. Prohibited Uses
You agree not to:
- Copy, reproduce, distribute, sell, or exploit any content for commercial use;
- Use the Website for unlawful, fraudulent, or misleading purposes;
- Upload or transmit viruses, spam, or harmful code;
- Attempt to gain unauthorized access to our systems or data;
- Interfere with the operation or security of the Website.
4. User Information
By using the Website, you may provide personal information (such as your name or email). Our collection and use of such information are governed by our [Privacy Policy].
You are responsible for ensuring that all information you provide is accurate and up-to-date.
5. Submitted Materials
If you submit comments, feedback, or content to Savvy Finance, you grant us a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, publish, and distribute such materials for editorial, promotional, or commercial purposes, consistent with our Privacy Policy.
You represent that you own or have the rights to any material you submit.
6. Third-Party Links and Affiliate Disclosure
SavvyFinance.net may contain links to third-party websites, services, or affiliate programs. These links are provided for convenience and may generate commissions for us when you make a purchase through them.
We are not responsible for the content, accuracy, or privacy practices of linked websites. You acknowledge and agree that your use of third-party websites is at your own risk.
For more information, please read our [Affiliate Disclosure].
7. Disclaimer of Warranties
The Website and all content are provided on an “as is” and “as available” basis, without warranties of any kind, whether express or implied.
We do not guarantee that:
- The Website will be error-free or uninterrupted;
- Any information is complete, accurate, or up-to-date;
- The Website or its servers are free from viruses or harmful components.
All financial, investment, or business content on SavvyFinance.net is provided for informational and educational purposes only and should not be considered professional financial advice.
Always consult a licensed professional before making financial decisions.
8. Limitation of Liability
To the fullest extent permitted by law, Savvy Finance and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or relating to your use or inability to use the Website or any linked services.
Your sole remedy for dissatisfaction with the Website is to stop using it.
9. Indemnification
You agree to indemnify, defend, and hold harmless Savvy Finance, its owners, employees, and partners from any claims, damages, or expenses arising out of your use of the Website, your breach of these Terms, or your violation of any law or rights of a third party.
10. Copyright Complaints
If you believe that your copyrighted work has been infringed on SavvyFinance.net, please contact us at hello@savvyfinance.net with the following information:
- A description of the work claimed to be infringed;
- The URL or location of the infringing content;
- Your contact information;
- A statement affirming that you believe in good faith that use is not authorized.
11. Termination
We may suspend or terminate your access to the Website at any time and for any reason, including violation of these Terms.
12. Governing Law
These Terms and any disputes related to them shall be governed by and construed in accordance with the laws of the United States (and, if applicable, the European Union and Spain for EU visitors), without regard to conflict of law principles.
13. Changes to These Terms
We may update these Terms periodically. All changes will be posted on this page with the updated effective date. Continued use of the Website constitutes acceptance of the revised Terms.
14. Contact Information
For questions about these Terms or other legal matters, please contact us at:
Savvy Finance
Email: hello@savvyfinance.net
Website: https://savvyfinance.net